Posted: 25 October, 2016 by Newsroom

600 Australian Suburbs On Property Blacklist

Tags: property

Property buyers could find it even harder to purchase a home after NAB reportedly increased minimum deposits for so-called “risky” suburbs.


According to Fairfax, borrowers in some suburbs will now need a higher deposit of up to 30 per cent to be eligible for a loan.

The list is divided into A category postcodes, where loan-to-value ratios are capped at 70 per cent, and B category, where they are capped at 80 per cent. The list was reportedly sent to mortgage brokers last week.

“We recognise that no two suburbs are the same, and there are some geographic areas across Australia which have been impacted by local economic conditions,” NAB told news.com.au.

“As a responsible lender, we adopt strategies in these geographic areas that seek to reduce the risk to our customers and our business.”

GROUP A: 30 PER CENT DEPOSIT

6390 Boddington WA

6429 Coolgardie WA

6436 Menzie, Ularring WA

6437 Leinster, Sir Samuel WA

6438 Leonora, Lake Darlot WA

6440 Bandya, Beadell, Cosmo Newbery, Lake Wells, Laverton, Neale WA

6442 Kambalda East & West, WA

6642 Meekatharra WA

6646 Wiluna, Lake Carnegie, Little Sandy Desert WA

6710 Cane, Onslow, Peedamulla, Talandji, Yannarie WA

6713 Dampier WA

6714 Antonymyre, Balla Balla, Banynton, Bulgarra, Burrup, Cleaverville, Cooya Pooya, Gap Ridge, Gnoorea, Karratha, Karratha Industrial Estate, Maitland, Mardie, Millars Well, Mulataga, Nickol, Pegs Creek, Sherlock, Stove Hill WA

6716 Pannawonica WA

6718 Roebourne, Whim Creek WA

6720 Cossack, Point Samson, Wickham WA

6721 Port Hedland WA

6725 Eighty Mile Beach WA

6728 St George Ranges WA

6751 Tom Price WA

6753 Newman WA

6754 Paraburdoo WA

6758 Nullagine WA

6760 Marble Bar WA

4413 Auburn QLD

4415 Columboola QLD

4420 Baroondah QLD

4455 Wycombe QLD

4521 Mount Pleasant QLD

4581 Eurong, Fraser Island, Inskip, Rainbow Beach QLD

4660 Apple Tree Creek QLD

4674 Oyster Creek QLD

4678 Bororen, Foreshores, Rodds Bay, Turkey Beach QLD

4680 Gladstone QLD

4715 Mount Murchison QLD

4717 Blackwater QLD

4720 Emerald, Yammala QLD

4737 Sarina QLD

4738 Ilbilbie, Koumala QLD

4740 Beaconsfield QLD

4741 Mount Ossa QLD

4742 Burton, Eaglefield, Elphinstone, Hail Creek, Kemmis, Mount Britton, Nebo, Oxford, Strathfield, Turrawulla, Valkyrie QLD

4743 Suttor, Glenden QLD

4744 Moranbah QLD

4745 Cotherstone, Dysart QLD

4746 May Downs, Middlemount QLD

4800 Conway QLD

4804 Collinsville, Mount Coolon, Mount Wyatt, Newlands, Scottville, Springlands QLD

4805 Bowen QLD

4820 Campaspe QLD

5600 Whyalla, Whyalla Playford SA

5601 Point Lowly SA

5608 Whyalla Norrie, Whyalla Stuart SA

5609 Whyalla Jenkins SA

5725 Olympic Dam, Roxby Downs SA

0885 Alyangula NT

7030 Brighton TAS

7155 Kettering TAS

7467 Queenstown, Lake Margaret

7468 Macquarie Heads, Strahan TAS

7469 Zeehan, Trial Harbour, Renison Bell, Granville Harbour TAS

7470 Rosebery TAS

GROUP B: 20 PER CENT DEPOSIT

2000 Barangaroo, Dawes Point, Haymarket, Millers Point, Sydney, The Rocks NSW

2008 Chippendale, Darlington NSW

2017 Waterloo, Zetland NSW

2019 Banksmeadow, Botany NSW

2037 Forest Lodge, Glebe NSW

2067 Chatswood NSW

2112 Denistone East, Putney, Ryde NSW

2118 Carlingford NSW

2127 Newington, Sydney Olympic Park, Wentworth Point NSW

2140 Homebush NSW

2141 Berala, Lidcombe, Rookwood NSW

2142 Camellia, Clyde, Granville, Holroyd, Rosehill NSW

2144 Auburn NSW

2146 Toongabbie NSW

2150 Harris Park, Parramatta

2153 Balkham Hills, Bella Vista, Winston Hills NSW

2166 Cabramatta, Canley Vale, Canley Heights, Lansvale NSW

2168 Ashcroft, Busby, Cartwright, Green Valley, Heckenberg, Hinchinbrook, Miller, Sadleir

2194 Campsie NSW

2195 Lakemba, Wiley Park NSW

2199 Yagoona NSW

2205 Arncliffe, Turrella, Wolli Creek NSW

2208 Kingsgrove NSW

2209 Beverly Hills, Narwee NSW

2210 Lugarno, Peakhurst, Riverwood NSW

2211 Padstow NSW

2220 Hurstville NSW

2222 Penshurst NSW

2566 Varroville, Bow Bowing, Minto, Raby, St Andrews NSW

2767 Bungarribee, Doonside, Woodcroft NSW

2769 The Ponds NSW

3000 Melbourne VIC

3004 St Kilda Rd VIC

3006 South Bank, South Wharf VIC

3008 Docklands VIC

3067 Abbotsford VIC

4000 Brisbane City, Petrie Terrace, Spring Hill QLD

4006 Bowen Hills, Fortitude Valley, Herston, Newstead QLD

4010 Albion QLD

4032 Chermside QLD

4101 Highgate Hill, South Brisbane, West End QLD

4102 Dutton Park, Woolloongabba QLD

4215 Labrador, Southport QLD

5000 Adelaide SA

5001 Adelaide SA

6000 Perth WA

6003 Highgate, Northbridge WA

6004 East Perth WA

6005 Kings Park, West Perth WA

6100 Burswood, Lathlain, Victoria Park WA

6103 Rivervale WA

800 Darwin NT

 

Tags: property

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